International Student Support

Counselling and Master Promissory Note

Entrance and Exit Counselling

Federal regulations dictate that all students taking out Federal loans must receive Entrance and Exit Counselling.

  • Entrance Counselling MUST be completed online on the US Department of Education website before we can approve your loan. You will need your Federal Student Aid pin to gain access.
  • It is also a federal requirement that you complete Exit Counselling prior to the completion of your course. This can also be completed on the website or on the National Student Loan Data System (NSLDS) Student website.
  • Both counselling sessions help you to understand your rights and responsibilities as a borrower and they MUST be completed each year.
  • A new regulatory provision implemented on 29 March 2015 requires that special loan counselling is also completed by any PLUS Loan applicant who has an adverse credit history but who qualify for a PLUS Loan through the process for reconsideration due to extenuating circumstances or by obtaining an endorser for the loan. 

Financial Awareness Counselling

Financial awareness counselling can be found on and is voluntary. We highly recommend that you complete the counselling so that you are confident in managing your student loans.

The counselling includes the following modules:

Understand Your Loans

Manage Your Spending

Plan to Repay

Avoid Default

Make Finances a Priority

Does not replace Entrance Counseling requirement


Master Promissory Note (MPN)

  • The MPN must be completed and signed for each loan type a student borrows every year. If you have completed an MPN for previous loans or have signed a ‘multi’ year MPN these are not valid for foreign schools.
  • When you sign an MPN you promise to repay your loans and any interest and fees accrued. You should have one completed for your Direct Subsidized/Unsubsidized Loan and another for your Direct PLUS Loan.
  • If you have an endorser for a PLUS loan then you will also need an Endorser Addendum.



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