Consumer Information
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Eligibility
Eligibility
For information on student and programme eligibility, loan types and amounts please see our U.S. Loan webpage here.
Satisfactory Academic Progress (SAP) Policy
The University is required to establish a Satisfactory Academic Progress (SAP) Policy in accordance with U.S. Department of Education regulations. Student eligibility for U.S. Federal Loans is dependent on meeting SAP standards. Student records are reviewed at the end of each payment period to ensure students are making adequate progress towards completing their degree programmes.
View the Federal Loans SAP Policy
- Study Abroad and Written Agreements
Study Abroad - Study abroad outside the U.S is permitted as part of an eligible program at another eligible (Title IV) school. The study abroad School must be approved by the U.S. Department of Education. A list of approved schools can be found here.
The U.S. Department of Education published regulations that now permits Students to undertake study aboard within the Unites States at an eligible (Title IV Funds) institution, OR an ineligible institution outside the U.S. as long as it does not exceed 25% of a programme length.
However, if the ineligible institution does not meet the definition of regulation 34 C.F.R 600.52, the program offered by the ineligible institution up to 25% may be ineligible.
Internships and Placements Placements - Internships and placements that are part of your programme (ie one you are required to or have the option to participate in) and are provided at an ineligible Title IV organisation must not exceed 25% of the programme length.
- Cost of Attendance
The cost of attendance (COA) is an estimation of how much it will cost you to study at Queen's for one year. The COA is reviewed every year. For further information and a sample COA please see our COA webpage.
Additional information
Books and supplies-Your School will confirm if any book purchases are required. Otherwise the McClay Library should meet most of your needs.
Transportation-Queen's Accommodation is a 15min walk to campus and there are buses that pass every 15mins.
- How to Apply and Receiving your Loan
How to Apply
Receiving your Loan
- Return to Title IV Policy
If you borrow U.S. Federal Loans to study at Queen's and then you withdraw from your programme, we are required to calculate the amount of aid you have earned using a formula provided by the U.S. Department of Education. Please see our Return to Title IV policy for further information.
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Default Prevention and Management Plan for U.S. Federal Direct Loans
Queen’s University Belfast endeavours to help students manage their U.S. Federal loans, understand the responsibilities of borrowing and to reduce the number of students who default on their loan repayments. Please see our Default Prevention and Management Plan for information on what students can do now to reduce the risk of default.
Default Prevention and Management Plan
What can students do now?
By keeping up to date with your loans and making informed financial decisions, you can effectively manage your loans and avoid default. The following steps will ensure you have a good start to managing your student loans:
- Understand what you owe by visiting NSLDS.ed.gov
- Understand the financial obligations for each loan borrowed
- Become more comfortable with financial literacy information by viewing the support videos available at studentaid.gov
- Review the option of making payments while in School which can reduce the total cost
- Understand the consequences of default at studentaid.ed.gov
- Keep your UK and US contact details on Qsis up to date
- Use the repayment estimator to obtain a preliminary plan
- Additional Financial Aid Information
Please see Federal Student Aid for student loan information published by Department of Education. Key information can be found below.
- The terms and conditions of your loan(s) - Please see your Master Promissory Note (MPN). There will be a Stafford loan MPN and a PLUS MPN.
- An overview of Direct Loans, the costs of borrowing, eligibility, and repayment and be found in the Entrance counseling guide. Queen's require Student loan borrowers to complete this at the start of each loan award year.
- Exit counselling information can be found at Direct Loan Exit Counseling Guide. It is a requirement that students complete exit conseling if they are graduating or dropping below half-time enrolment.
- Overview of Direct Loan repayment plans and a sample repayment schedule- https://studentaid.gov/manage-loans/repayment?app=true.
- Private loan information.
- Queen's University withdrawal Regulation - Withdrawal from the University.
- Federal Loans Withdrawal procedure for Title IV purposes - refer to Return to Title IV Policy.
- Important information for prospective and enrolled students
- The accrediting agencies and governmental bodies that approve, accredit or license Queen’s are the Quality Assurance Agency for UK Higher Education and the Department for Employment and Learning. For information on any relevant professional bodies specific to your program of study – please contact your academic School.
- Eligibility for federal loans.
- Withdrawals and Refunds - Student Finance Framework.
- University Calendar.
- Withdrawal from the University - Regulations 1.20, 1.21 & 1.22.
- Student Disability Policy
- Conduct Regulations.
- Academic programmes-Study at Queen's.
- Academic Information and Prospectus can be found here.
- Disability related services and facilities can be found here.
- Data security
For information about ways we collect and use your personal data please refer to the University’s Student Privacy Notice at http://www.qub.ac.uk/privacynotice/Students.
- Family Education Rights and Privacy - All students are asked to review their records and personal information during online registration prior to each academic year commencing and are informed in the registration portal how to edit or request amendments if any of the information held is inaccurate. They must also read and accept a Terms and Conditions page outlining the University’s obligations to hold and disclose certain information under the Data Protection Act 2018 and are linked to the full Data Protection pages on the QUB Website and must confirm before they can proceed: https://www.qub.ac.uk/about/Leadership-and-structure/information-compliance-unit/data-protection. At each stage of data collection in the portal, e.g. address, disability data, the student is informed of the University’s legal obligation to obtain the required information for reporting to Government bodies such as the Higher Education Statistics Agency and are given the option to indicate a ‘Prefer not to say’ response.
- Safeguarding Personal Information - Queen's University Data Protection Policy information available here. The PG awards team will process your personal data for the purposes of administrating, monitoring and releasing your loans. For example, only the personnel responsible for processing Federal Loan has the authority to download and access Student Institutional Student Information Records (ISIRs) via the U.S. Department of Education processing system. Student information is saved on the University's SharePoint management system, only staff in the PG awards team can access this and the system is password protected.